Your number

Charge what your life actually costs.

This is the honest math. Fill in your real numbers and the recommended rate updates as you type. Nothing here is saved or sent, it's just for you.

Monthly take-home pay you want ($)

What you need to actually pay yourself each month.

Monthly business costs ($)

Insurance, supplies, subscriptions, mileage, education.

Clients you can serve each month

Be realistic about your capacity, not your busiest week.

Tax set-aside (%)

What you hold back for taxes. 25–30% is common.

Breathing-room buffer (%)

A margin for slow months, savings, and the unexpected.

Your recommended rate

$0 per client

This is the floor that covers your pay, your costs, your taxes, and a little breathing room, at your real capacity.

Revenue you need / month$0

Revenue you need / year$0

That's per client, at0 / mo

Learn to hold this rate

The course gives you the scripts to charge it without apology.

This is a starting floor, not a ceiling, and not financial or tax advice. Your real rate also reflects your experience, your market, and the value you bring. Inside the course we do this math against your actual practice.

The Rate Calculator

Charge what your life actually costs.